Available Health Insurance Plans in India

Insurance Company	Family Members Covered	Pre-existing Disease Cover	Hospitalization Expenses	Co-pay
Max Bupa Health Insurance Plans	2 adults+2 children (i.e. 4 members of the family)	After a waiting period of 2 years	Pre: 30 days; Post: 60 days	20 percent (age>65 years)
HDFC ERGO Health Insurance Plans	2 adults+2 children (i.e. 4 members of the family)	After a waiting period of 4 years	Pre: 60 days; Post: 90 days	N/A
Universal Sompo Health Insurance Plans	2 adults+2 children (i.e. 4 members of the family)	After a waiting period of 3 years	Pre: 60 days; Post: 90 days	20 percent (age>65 years)
Reliance Health Insurance Plans	2 adults+4 children (i.e. 6 members of the family)	After a waiting period of 3 years	Pre: 60 days; Post: 60 days	20 percent (age>61 years)
Star Health Insurance Plans	2 adults+2 children (i.e. 4 members of the family)	After a waiting period of 4 years	Pre: 30 days; Post: 60 days	20 percent (age between 61 - 65 years)
Apollo Munich Health Insurance Plans	2 adults max (family of 6 members)	After a waiting period of 3 years	Pre: 60 days; Post: 180 days	N/A
Bharti AXA Health Insurance Plans	2 adults+2 children (i.e. 4 members of the family)	After a waiting period of 4 years	Pre: 30 days; Post: 60 days	N/A
Bajaj Allianz Health Insurance Plans	2 Adults+4 children (i.e. 6 members of the family)	After a waiting period of 3 years	Pre: 60 Days; Post: 90 Days	10% or 20% of the eligible claim amount as per the policy
National Health Insurance Plans	2 adults+4 children (i.e. 6 members of the family)	After a waiting period of 4 years	Pre: 30 days; Post: 60 days	Zonal Co-pay
New India Assurance Plans	2 adults+4 children (i.e. 6 members of the family)	After a waiting period of 4 years	Pre: 30 days; Post: 60 days	10 percent in case of per-existing diseases
IFFCO Tokio Health Insurance Plans	2 adults+3 children (i.e. 5 members of the family)	After a waiting period of 3 years	Pre: 60 days; Post: 60 days	N/A
Religare Health Insurance Plans	2 adults max (family of 6 members)	After a waiting period of 4 years	Pre: 30 days; Post: 60 days	20 percent (age>61 years) for first claim only